Seasonal purchasing
Wedding bookings and holidays can require larger stem, vase and packaging orders. Use confirmed arrangements and expected shelf life to plan what you can sell while it is fresh.
Business financing referrals · Floral businesses
Explore funding for flowers, cold storage and delivery.
Flowers may need ordering before event deposits or holiday sales cover the expense. Explain the stock, refrigeration or delivery purchase your floral business needs and when payment is due.
Business funding · Floral businesses
Collect the key details
A useful checklist before you begin
Gather the business basics and check the expense calculation before you begin the application.
- 01Your purchase plan, estimated cost and schedule
- 02Your revenue bracket and how long the business has run
- 03Your business category, name and approximate credit band
- 04The owner’s contact information and phone access
Floral businesses · funding preparation
Account for the interval before customers pay
Separate confirmed event work from walk-in sales when preparing a floral stock budget. Spoilage, delivery labor and the gap before final event payments all affect the amount the business needs.
Needs to describe
Identify the purpose of the funding
Refrigeration
A floral cooler keeps cut stems at a suitable temperature between delivery and arrangement. Replacement or added capacity may become necessary before wedding season, Valentine’s Day or Mother’s Day orders.
Delivery equipment
Racks, protective containers and a suitable vehicle help arrangements travel without damage. Include the fittings required for your delivery routes, not just the vehicle purchase.
Moving your request forward
Follow your request through the next steps
Amount, use and timing
Identify the expense and select the funding purpose and urgency that correspond to it.
Operating information
Complete the business-name, industry, revenue and history fields together with the approximate credit range.
Review and send
Check your answers, review the consent wording and use the verification code before submitting the request.
Information for business owners
Points to review before starting
What should I understand about provider referrals?
The referral process involves selling submitted application information to funding partners, with no more than five receiving one request. We receive partner payments whether the request is funded or not and impose no application charge on you.
How does a provider decide?
The requested amount expresses what the business wants to explore. It is not an approved amount, and a funding partner may offer different terms or no financing at all.
Why can request timelines differ?
Submission and receipt of funds are different stages. Any timeline must be confirmed with the funding provider after it has reviewed the request.
How do contact preferences affect the request?
Read the disclosures presented with the application rather than relying only on this page. Submission includes a separate contact-consent review and a mobile verification step.
Describe the business goal
Make your next business purchase the starting point
Use the form to present your business funding need, including the amount and purpose of the request.